December is Here

It's already December. I always remember when I worked in a collections office, that the girls would comment that customers who owed money would say "Christmas is coming" as an excuse for having no money. They would scoff and say things like "you know it's coming every year, that's no excuse". And though I agree, it's not an excuse for not paying your bills, I am one of those people, who December and Christmas sneak up on every year. It's the far away theory. In January, Christmas seems so far away. When tax season comes and we get a little cash back, I will always say, let's buy Christmas presents now (in March or April). But we never do, because we need it for other things. Then I think we should put some away every month for the Christmas season, or do a Christmas club at the bank. I've tried those too, and can't ever seem to put money into them, or keep it in for very long. So I am here again, surprised that time has flown so fast, as I get older it does fly! We will have to make it work, I put if off until the last possible moments to shop. Can't break the cycle, so I guess we should just enjoy the ride. Maybe one day, I can have all my shopping done by June, and I'll be one of those people who December never sneaks up on, but until then, I'll just be the one to go out at 3am on Dec. 22nd to shop at Walmart, and wrap it all up.